Join a member-driven leader in a fast-paced, challenging and collaborative environment with the shared mission of supporting America’s network of rural electric cooperatives. Since its formation in 1969, National Rural Utilities Cooperative Finance Corporation, or CFC, located in Dulles, Virginia, has provided capital and industry-leading financial products to more than 900 not-for-profit, consumer-controlled utility systems across the United States. Our exceptional team delivers the “CFC Difference” that encompasses our values of service, integrity and excellence in all our interactions.
CFC has a need for a Credit Analyst - G&T Lending in the TFG - G&T Lending Group. In this position you will have the opportunity to assist the G&T Group as it manages CFC’s G&T Members and investor owned utility (“IOU”) customers.
As a Credit Analyst - G&T Lending, you will:
Assist AVP in underwriting and analyzing the credit risk for G&T member by assisting with the preparation of credit recommendation and credit memos and other aspects of the loan documentation
Prepare draft risk rating credit reports with minimal guidance on quantitative characteristics.
Assist with the completion of audit reviews; alert Associate Vice President (AVP) and management of issues noted in the audit; and assist with any required resolutions.
Complete the data confirmation and assist with the data entry (as needed) for loan advance requests and rate elections for all borrowers of the G&T group.
Collaborate and communicate with internal partners regarding loan processing procedures, error resolution, and other operational issues.
Interact with members, as needed, for various customer requests.
Develop or run performance and quarterly variance reports on the G&T loan portfolio, as requested.
Complete amortization and refinancing scenarios; update rating agency information for G&T borrowers; analyze mortgage and covenant compliance as requested; and assist with other support functions for the G&T Group.
Spread financials using Moody’s Software.
Monitor the status of long term loan repricings and rate election windows.
Assist Regional Vice Presidents (“RVP”) with the preparation of client presentations, Key Performance Indicator (“KPI”) analyses and presentations, and relationship plans
To be successful, you will need:
Bachelor’s degree in finance, accounting or related degree. Finance or Accounting degree is highly preferred.
2 years of banking or credit risk management experience with a bank or non-bank financial institution.
Previous experience in loan credit analysis desired.
Knowledge of, and the ability to apply, financial and accounting principles.
Strong interpersonal, written, and verbal communication skills
Proficient Microsoft Office Skills – strong Excel and PowerPoint skills preferred.
Knowledge of Moody’s Software.
Ability to take initiative.
Strong customer service orientation.
Strong team and collaboration skills with the ability to multi-task and assist multiple AVPs at one time.
Strong financial analytical skills with the ability to independently gather, consolidate, and analyze financial and other data.
We offer a comprehensive benefits package that includes short-term and long-term incentive opportunities; an employer-paid pension plan; 401(k); medical, dental and vision insurance; a generous leave policy; onsite gym; and more—all in a friendly, professional work environment. For additional information, please visit our website at www.nrucfc.coop.
CFC is an Equal Opportunity Employer committed to workforce diversity.
The National Rural Utilities Cooperative Finance Corporation (CFC) was founded in 1969 by the rural electric cooperative industry. CFC is a nonprofit finance cooperative with more than $25 billion in assets that provides industry expertise, flexibility and responsiveness to more than 1,000 member-owners to help them meet their financial needs. At CFC, our members’ success is our success. Our commitment to our members goes beyond our work as a lender. In addition to our lending solutions, CFC offers treasury services, investment opportunities, financial models and tools, programs to support and promote the cooperative business model, and industry-leading events and training.